Compare the difference and start saving today! Some of the benefits of our ‘Family Friendly’ Home Loan: We guarantee our ‘Family Friendly’ Home Loan Rate to be 0.25% pa below our Standard Variable Home Loan Rate for 12 months You can make either variable or lump sum repayments There are no exit fees or penalties A redraw facility is also available to help you through those needy times No monthly loan service fees apply Loan repayment insurance is available You can also make automatic repayments direct from your pay! Plus more…

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_{¹Annual Percentage Rate is 5.95% pa which for a period of 12 months from the initial funding date is guaranteed to be 0.25% pa below the current standard variable mortgage interest rate for this loan type, at which time will revert to the standard variable mortgage interest rate for this loan type, currently 6.20% pa. Relevant terms & conditions, fees & charges apply and are available on request. Promotion applies to new loans only and is subject to credit union lending criteria. Interest rates effective 14th May 2012 and are subject to change without notice. ²Comparison rate is true only for the example given and may not include all fees and charges. Comparison rate based on a Secured Home Mortgage/Investment Loan of $150,000 over 25 years. Different amounts and terms may result in a different comparison rate. For general information about borrowing (including loans calculators to help you understand the effect of interest rates and fees and different loan options) go to our website: www.familyfirst.com.au or speak to one of our friendly loans staff. Credit provided by Family First Credit Union Limited ABN 39 087 650 057. Australian Credit Licence No. 241068.}