Come in and talk to us face to face about a great Home Loan low rate!

  • Redraw facility available
  • Flexible repayment options
  • Member Relationship Fee Rebate Scheme

3.60 % pa
interest rate

4.79 % pa
comparison rate

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key fact sheet

  Additional Information
Interest rate View our interest rates
Minimum amount $100,000
Maximum amount up to 95% of the property value with Lenders  Mortgage Insurance, 80% without
Loan period Up to 30 years
Flexible repayment options Weekly, fortnightly or monthly
Interest charges Calculated daily, charged monthly
Third party legal & valuation fees At cost $1040 (approx)
Lump sum payments without penalty Yes
Redraw facility Yes, a fee applies for each redraw
Property valuations Yes
Monthly service fees No
Loan Repayment Insurance available Yes
Auto repayments Yes
This table is provided as a guide only. Terms and conditions are available on application or request.

Rate current at 24/02/2017 and subject to change without notice. Rate valid for new owner occupied loans only of $100,000 or more for home purchase, new money or refinance from a competitor. An interest rate discount of 1.25% is applied to the Standard Variable Rate (currently 4.85% p.a.) for the discounted rate period of 12 months after settlement. After this time the loan will revert to the Standard Variable Loan rate. Eligibility criteria, terms and conditions, fees and charges apply. *$1,000 to be credited to your S1 account after settlement. #$300 refunded to your S1 account after the purchase of QBE Building and Contents Insurance from FFCU. Comparison rate based on a secured loan of $150,000 over 25 years based on monthly repayments. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Family First Credit Union Limited ABN 39 087 650 057 Australian credit licence 241068.