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Car Loans

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We offer car loans, both secured and unsecured, for that new car, motorbike or motorhome. Whatever your needs, we have a loan to get you on your way sooner.

To calculate how long it might take to repay a loan, how much you might be able to borrow, and get an approximate idea what your repayments would be, use our loan calculators.

New Car Loan

When a new car is what you need, we'll help you drive away sooner with this low rate car loan.

  • Flexible repayments options
  • No monthly service fees
  • Redraw facility provided
  • Loan repayment insurance available
  • Make lump sum repayments or pay out your loan without penalty

From
5.99% pa
interest rate

6.24% pa
comparison rate

apply now

enquire now

calculate

  Additional Information
Interest rate View our interest rates
Minimum amount $5,000
Maximum amount 100% of the value of the car
Maximum age of car New
Loan period Up to 7 years
Flexible repayment options Weekly, fortnightly or monthly
Interest charges Calculated daily, charged monthly
Variable lump sum repayments Yes
Early repayment without penalty Yes
Redraw facility Yes - fee applies for each redraw
Monthly service fees No
Loan Repayment Insurance available Yes
Auto repayments Yes
Establishment fee Yes - payable on funding
This table is provided as a guide only. Terms and conditions are available on application or request.

Car Loan (up to 3 years old)

Enjoy all the benefits and features of our new car loan for a used car up to three years old.

  • Flexible repayments options
  • No monthly service fees
  • Redraw facility provided
  • Loan repayment insurance available
  • Make lump sum repayments or pay out your loan without penalty

From
6.99% pa
interest rate

7.24% pa
comparison rate

apply now

enquire now

calculate

  Additional Information
Interest rate View our interest rates
Minimum amount $5,000
Maximum amount 100% of the value of the car
Maximum age of car Up to 3 years
Loan period Up to 7 years
Repayments Weekly, fortnightly or monthly
Interest charges Calculated daily, charged monthly
Variable and lump sum repayments Yes
Early payout without penalty Yes
Redraw facility Yes - a fee applies for each redraw
Monthly service fees No
Loan Repayment Insurance available Yes
Auto repayments Yes
Establishment fee Yes - payable on funding
This table is provided as a guide only. Terms and conditions are available on application or request.

Car Loan (3 to 5 years old)

Enjoy all the benefits and features of our new car loan for a used car over three years old.

  • Flexible repayments options
  • No monthly service fees
  • Redraw facility provided
  • Loan repayment insurance available
  • Make lump sum repayments or pay out your loan without penalty

From
7.99% pa
interest rate

8.24% pa
comparison rate

apply now

enquire now

calculate

  Additional Information
Interest rate View our interest rates
Minimum amount $5,000
Maximum amount 100% of the value of the car
Maximum age of car 5 years
Loan period Up to 7 years
Repayments Weekly, fortnightly or monthly
Interest charges Calculated daily, charged monthly
Extra payments without penalty Yes
Early payout without penalty Yes
Redraw facility Yes - a fee applies for each redraw
Loan Repayment Insurance available Yes
Auto repayments Yes
Establishment fee Yes - payable on funding
This table is provided as a guide only. Terms and conditions are available on application or request.

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Questions?

If you have any questions, please contact us  enquire now

Comparison rates are calculated on the basis of a secured loan of $30,000 over a 5 year term. These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

This is general information only and your needs and financial circumstances have not been taken into account. Terms, conditions, fees and charges may apply. Before using any of Family First Credit Union's products or services you should read our Financial Services Guide.