| Key Features | Variable Home Loan | Construction Home Loan | Interest Only Home Loan | Bridging Home Loan | Mortgage Secured Continuing Credit |
| Interest Rate | |||||
| Minimum amount | $20,000 | $20,000 | $20,000 | $20,000 | $500 |
| Maximum amount | 90% of the property value with mortgage insurance, 80% without | 90% of the property value with mortgage insurance, 80% without | 90% of the property value with mortgage insurance, 80% without | 80% of the property value | 90% of the property value with mortgage insurance, 80% without |
| Loan period | Up to 25 years | Up to 25 years | Up to 25 years | Up to 25 years | n/a |
| Repayments | Monthly / Fortnightly / Weekly | Monthly / Fortnightly / Weekly | Monthly / Fortnightly / Weekly | Monthly / Fortnightly / Weekly | Monthly / Fortnightly / Weekly |
| Interest charges | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly on the portion of the overdraft used |
| Loan set up costs (including Valuation & Solicitor) | At cost $600 (approx) | At cost $600 (approx) | At cost $600 (approx) | At cost $600 (approx) | At cost $600 (approx) |
| Variable and lump sum repayments | Yes | Yes | Yes | Yes | Yes |
| Early repayment without penalty | Yes. Conditions apply | Yes. Conditions apply | Yes. Conditions apply | Yes. Conditions apply | Yes. Conditions apply |
| Free redraw facility | Yes. Fee applies to each redraw processed | Yes. Fee applies to each redraw processed | Yes. Fee applies to each redraw processed | Yes. Fee applies to each redraw processed | n/a |
| Property valuations available | Yes | Yes | Yes | Yes | Yes |
| Monthly account keeping / service fees | No | No | No | No | No |
| Loan Repayment Insurance available | Yes | Yes | Yes | Yes | No |
| Auto repayments (salary/account) | Yes | Yes | Yes | Yes | Yes |
| Loan establishment fee | No | No | No | No | Fee applies when adding to an existing mortgage. |
* Conditions apply
^ Fee applies to each redraw processed
