Our Standard Variable Interest Home Loans offer a great ongoing interest rate, no monthly account keeping fees, the flexibility to make extra repayments without penalty and our exclusive Member Relationship Fee Rebate Scheme. Manage your mortgage as you choose with a Family First Home Loan.
Our "Family Friendly" Home Loan offers you a 12 month introductory rate "GUARANTEED TO BE 0.25% PA BELOW OUR STANDARD VARIABLE HOME LOAN RATE FOR 12 MONTHS".
Fixed Home Loans are also available. With a fixed interest rate, your interest rate is locked in for either 1 year, 2 years or 3 years, giving you certainty of your payments.
A Mortgage Offset Account is also available (not available on Fixed Interest or Interest Only Home Loans). Use your daily savings balance to effectively reduce the daily balance applying to a linked Home Loan, as such reduce the amount of interst paid on your Home Loan.
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Redraw facility provided |
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Fast approval: usually within 24 hours |
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Borrow up to 90% of the property's value (Conditions Apply) |
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No monthly account keeping or service fees |
Family First Member Relationship Fee Rebate Scheme
Refer to our Fees and Charges Brochure to see if you qualify for a Fee Rebate!
| Variable interest rate | View our interest rates |
| Minimum amount | $20,000 |
| Maximum amount |
90% of the property value with Mortgage Insurance, 80% without |
| Loan period | Up to 25 years |
| Repayments | Monthly / Fortnightly / Weekly |
| Interest charges | Calculated daily, charged monthly |
| Third Party Legals & Valuation Fees | At cost $1040 (approx) |
| Variable and lump sum repayments | Yes |
| Early Termination Fee | Mortgage paid out within 4 years of initial draw down. NB only applies to loans settled before 30/6/2011. |
| Redraw facility | Yes - a fee applies for each redraw |
| Property valuations available | Yes |
| Monthly account keeping/service fees | No |
| Loan Repayment Insurance available | Yes |
| Auto repayments (salary/account) | Yes |
| Loan establishment fee | Yes |
More Information
- Learn more about the benefits of our mortgage loans
- Review our interest rates and fees
- Want to know how much you could borrow? Use our Loan Calculator
- Need answers? Check out our FAQs
- Find out more about our Loan Repayment Insurance
- Read our guide to buying a home
Apply
Apply for a Mortgage Loan. 
Questions?
If you have any questions, please contact us. 
