Our Mortgage Loan offers a great ongoing interest rate, no monthly account keeping fees, the flexibility to make extra repayments without penalty and our exclusive Member Loyalty Rewards Benefit. Manage your mortgage as you choose with a Family First Home Mortgage Loan.
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Redraw facility provided |
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Fast approval: usually within 24 hours |
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Borrow up to 95% of the property's value (Conditions Apply) |
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No monthly account keeping or service fees |
Family First Member Loyalty Rewards Benefit
Save interest! Reduce your repayments! Pay off your loan sooner!
Have you been a member of Family First Credit Union for at least four years?
If so, you qualify for an interest rate reduction of 0.25%!
| Variable interest rate | View our interest rates |
| Minimum amount | $20,000 |
| Maximum amount |
95% of the property value with Mortgage Insurance, 80% without |
| Loan period | Up to 25 years |
| Repayments | Monthly / Fortnightly / Weekly |
| Interest charges | Calculated daily, charged monthly |
| Third Party Legals & Valuation Fees | At cost $1030 (approx) |
| Variable and lump sum repayments | Yes |
| Early repayment without penalty | Fee applies only if repaid within 4 years |
| Redraw facility | Yes - a fee applies for each redraw |
| Property valuations available | Yes |
| Monthly account keeping/service fees | No |
| Loan Repayment Insurance available | Yes |
| Auto repayments (salary/account) | Yes |
| Loan establishment fee | Only applies to top up of exisiting loan |
More Information
- Learn more about the benefits of our mortgage loans
- Review our interest rates and fees
- Want to know how much you could borrow? Use our Loan Calculator
- Need answers? Check out our FAQs
- Find out more about our Loan Repayment Insurance
- Read our guide to buying a home
Apply
Apply for a Mortgage Loan.
Questions?
If you have any questions, please contact us. 
