home loan

promo2

promo2

Increase font size Decrease font size

Overdrafts

Attention: open in a new window. Print

Family First Credit Union offers three overdraft options for you to choose from.

Unsecured Overdraft

Get through those peak periods of unexpected bills with our Unsecured Overdraft, speak to a friendly member of our staff to calculate how much you could borrow based off your income.

  • No monthly service fees
  • Only pay interest on the portion of the overdraft used
  • Interest calculated daily and charged monthly

From
12.50% pa

apply now

 

  Additional Information
Interest rate View our interest rates
Minimum amount $500
Maximum amount $30,000
Loan period Continuing credit
Repayments Monthly
Interest charges Calculated daily, charged monthly on the portion of the overdraft used
Loan Establishment fee Yes
Monthly service fees No
Loan Repayment Insurance available No
Auto repayments Yes
This table is provided as a guide only. Terms and conditions are available on application or request.

Mortgage Secured Overdraft

Secure your overdraft account with your mortgage and enjoy all the benefits of a great interest rate.

  • Borrow for any worthwhile purpose and have a revolving credit facility available
  • Pay a low, ongoing, interest rate
  • Approval in as little as 24 hours
  • No monthly service fees

From
5.60% pa

apply now

  Additional Information
Interest rate View our interest rates
Minimum amount $5,000
Maximum amount 82% of the property value, 95% with Mortgage Insurance
Loan period Continuing credit
Repayments Monthly
Interest charges Calculated daily, charged monthly on the portion of the overdraft used
Third party legal and valuation fees At cost $745 (approx)
Variable and lump sum repayments Yes
Redraw facility N/A
Property valuations available Yes
Monthly service fees No
Loan Repayment Insurance available No
Auto repayments Yes
Establishment fee Yes
This table is provided as a guide only. Terms and conditions are available on application or request.

Secured Overdraft

Look no further than our Sercured Overdraft, speak to a friendly member of our staff to calculate how much you could borrow based off your current savings.

  • No monthly service fees
  • Only pay interest on the portion of the overdraft used
  • Interest calculated daily and charged monthly

From
5.6% pa

apply now

  Additional Information
Interest rate View our interest rates
Minimum amount $5,000
Maximum amount Equal to the amount secured by Fixed Term Deposit (Savings)
Loan period Continuing credit
Repayments Weekly, fortnightly or monthly
Interest charges Calculated daily, charged monthly on the portion of the limit used
Loan Establishment fee Yes
Monthly service fees No
Loan Repayment Insurance available No
Auto repayments Yes
This table is provided as a guide only. Terms and conditions are available on application or request.

Useful Links and Tools

Questions?

If you have any questions, please contact us. enquire now