Do you know how much you spend – each week, each month, each quarter? If your money seems to disappear, try setting yourself a firm but achievable budget and start taking control of your money.
There are many ways you can get your money working harder:
Identify your medium to long term personal goals and prioritise them
Take a hard look at your bills to see how you have been spending your money and work out where you can cut down
Identify debts that have the highest interest charge and pay these off as a priority
Consider having part of your salary regularly deducted from your savings account (ie. a salary sacrifice arrangement) and transferred to an investment account
Create a realistic but firm budget to help determine your saving capacity
Reward yourself when you reach budget milestones.
Why not take a look at our budget planner which can help you get your finances in order. A Bridges financial planner can help you assess your individual needs, explain suitable investments and develop appropriate strategies.
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To arrange a complimentary consultation with a financial planner enquire now