Car Loans
We offer car loans, both secured and unsecured, for that new car, motorbike or motorhome. Whatever your needs, we have a loan to get you on your way sooner.
To calculate how long it might take to repay a loan, how much you might be able to borrow, and get an approximate idea what your repayments would be, use our loan calculators.
New Car Loan
When a new car is what you need, we'll help you drive away sooner with this low rate car loan.
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Flexible repayments options
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No monthly service fees
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Redraw facility provided
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Loan repayment insurance available
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Make lump sum repayments or pay out your loan without penalty
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From
5.99% pa
interest rate
6.27% pa
comparison rate
|
apply now
enquire now
calculate
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Additional Information |
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Interest rate |
View our interest rates |
|
Minimum amount |
$5,000 |
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Maximum amount |
100% of the value of the car |
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Maximum age of car |
New |
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Loan period |
Up to 7 years |
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Flexible repayment options |
Weekly, fortnightly or monthly |
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Interest charges |
Calculated daily, charged monthly |
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Variable lump sum repayments |
Yes |
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Early repayment without penalty |
Yes |
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Redraw facility |
Yes - fee applies for each redraw |
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Monthly service fees |
No |
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Loan Repayment Insurance available |
Yes |
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Auto repayments |
Yes |
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Establishment fee |
Yes - payable on funding |
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This table is provided as a guide only. Terms and conditions are available on application or request. |
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Car Loan (up to 3 years old)
Enjoy all the benefits and features of our new car loan for a used car up to three years old.
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Flexible repayments options
-
No monthly service fees
-
Redraw facility provided
-
Loan repayment insurance available
-
Make lump sum repayments or pay out your loan without penalty
|
From
6.99% pa
interest rate
7.27% pa
comparison rate
|
apply now
enquire now
calculate
|
|
Additional Information |
|
Interest rate |
View our interest rates |
|
Minimum amount |
$5,000 |
|
Maximum amount |
100% of the value of the car |
|
Maximum age of car |
Up to 3 years |
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Loan period |
Up to 7 years |
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Repayments |
Weekly, fortnightly or monthly |
|
Interest charges |
Calculated daily, charged monthly |
|
Variable and lump sum repayments |
Yes |
|
Early payout without penalty |
Yes |
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Redraw facility |
Yes - a fee applies for each redraw |
|
Monthly service fees |
No |
|
Loan Repayment Insurance available |
Yes |
|
Auto repayments |
Yes |
|
Establishment fee |
Yes - payable on funding |
|
This table is provided as a guide only. Terms and conditions are available on application or request. |
|
Car Loan (3 to 5 years old)
Enjoy all the benefits and features of our new car loan for a used car over three years old.
-
Flexible repayments options
-
No monthly service fees
-
Redraw facility provided
-
Loan repayment insurance available
-
Make lump sum repayments or pay out your loan without penalty
|
From
7.99% pa
interest rate
8.27% pa
comparison rate
|
apply now
enquire now
calculate
|
|
Additional Information |
|
Interest rate |
View our interest rates |
|
Minimum amount |
$5,000 |
|
Maximum amount |
100% of the value of the car |
|
Maximum age of car |
5 years |
|
Loan period |
Up to 7 years |
|
Repayments |
Weekly, fortnightly or monthly |
|
Interest charges |
Calculated daily, charged monthly |
|
Extra payments without penalty |
Yes |
|
Early payout without penalty |
Yes |
|
Redraw facility |
Yes - a fee applies for each redraw |
|
Loan Repayment Insurance available |
Yes |
|
Auto repayments |
Yes |
|
Establishment fee |
Yes - payable on funding |
|
This table is provided as a guide only. Terms and conditions are available on application or request. |
|
Useful Links and Tools
Questions?
If you have any questions, please contact us enquire now
Comparison rates are calculated on the basis of a secured loan of $30,000 over a 5 year term. These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
This is general information only and your needs and financial circumstances have not been taken into account. Terms, conditions, fees and charges may apply. Before using any of Family First Credit Union's products or services you should read our Financial Services Guide.
