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Savings Interest Rates

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Tiered Accounts

Bonus Saver Account Interest Rate
Base Credit Interest Rate 0.01% pa
Bonus Interest Rate 0.99% pa2
Maximum Interest Rate 1.00% pa2


Family e-Saver / e-Saver Online Account Interest Rate
$0 and over 0.25% pa


Over 55 Account Interest Rate
$0 - $48,600 0.10% pa
Balance over $48,601 0.50% pa


Super Saver (0-11 years old) / Teen Saver Account (12-17 years old) Interest Rate
$0 and over 0.10% pa


Cash Management Account Interest Rate
$0 to $25,000 0.05% pa
$25,000 and over 0.10% pa


Community Care Account Interest Rate
$0 to $25,000 0.05% pa
$25,000 and over 0.10% pa

Savings Interest Rates

Account Type Interest Rate
Ordinary Savings / Everyday Access Account 0.01% pa
Budget Savings Account Nil
Christmas Club Account  0.05% pa

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1. Tiered interest rate applies to portion of the balance only.  2. Bonus Interest rate is payable when no withdrawals are made and a deposit of at least $200 is made throughout the month. Penalty Interest Rate - overdrawn Savings Account 18% p.a.