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Term Deposit Accounts

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A fixed term deposit is a solid investment with guaranteed returns. If you don't need to access these funds on a regular basis why not make them work for you? You can invest as little as $1000.

A flexible and simple to use everyday account for both your personal and business day to day needs. It is easy to transact and access your money, with direct credit of your pay or other income and flexible withdrawal and transaction options to suit you.

  • Terms of between 3 and 6 months OR 1 year, 2 years or 3 years Fixed
  • Earn higher interest on larger amounts
  • Interest rate is fixed for the term of the deposit
  • Have interest paid at maturity or regularly to your savings account
  • Promotional rate displayed is applicable to new funds only exceeding $20,000 for a 12 month period. (Offer can be withdrawn at anytime).

Up to

1.35% pa

interest rate

apply now calculate
  Additional Information
Interest Rate View our Interest Rates
Availability of funds Funds withdrawable at maturity.
We may allow early withdrawal at our discretion. eg. in cases of hardship.
In this case, we may also reduce the interest rate to the rate applicable to our S1 Ordinary Savings Account.
Minimum amount $1,000 (3-6 months) OR $5,000 (1 year, 2 years, 3 years)
Interest Income Calculated on daily balance.
Credited at maturity or weekly/fortnightly/monthly to your nominated account.
Early access available On application and subject to early withdrawal restrictions above.

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If you have any questions, please contact us. enquire now

This is general information only and your needs and financial circumstances have not been taken into account. Terms, conditions, fees and charges may apply. Before using any of Family First Credit Union’s products or services you should read our Financial Services Guide, our Accounts and Access Facility Conditions of Use & Summary of Accounts, Availability of Access Facilities and Transaction Limits brochure and Schedule of Fees which are available from our website or any Family First branch.